Uninsured Motorist/ Under insured Motorist

Working diligently for injury victims throughout Santa Clara County and the State of California

At the Law Office of Robert B. Kopelson, I provide exceptional legal representation for people injured in motor vehicle accidents, including claims involving people injured by uninsured and underinsured motorists. I thoroughly investigate the accident and press your case with tenacious advocacy to seek compensation from any responsible/available source.

Claims against uninsured and underinsured motorists

Although California law requires every driver to carry minimal liability insurance to cover injury/death and property damage in the event of an accident, many are uninsured or underinsured. This means that you may not receive compensation from the other driver, even if he or she was at fault. Suing someone who does not have sufficient assets is often futile.

With uninsured/underinsured motorist (UM/UIM) coverage on your own policy, your own insurance company compensates you if:

  • You are hit by an uninsured driver (UM coverage)
  • The driver’s liability insurance does not fully compensate you for your losses (UIM coverage)

Unfortunately, these claims have some unexpected requirements, with many pitfalls and traps for the unwary. You may be covered under a policy and not even know it.

You need a capable San Jose personal injury lawyer to ensure that you get a fair recovery. These cases do not go to court, but go through an arbitration process. I have obtained seven-figure arbitration awards in these matters.

Dealing with insurance companies

Receiving a fair recovery amount after an accident can be difficult because insurance companies seek to minimize payouts. Insurance adjusters always undervalue your claim, offering a settlement far below what you are entitled to receive.

Do not let insurance companies add insult to injury. Even when dealing with your own insurance company, do not assume that your insurer is on your side. Often, adjusters attempt to pay you as little as possible or deny your claim altogether. Before you speak to or try to negotiate with an insurance company, sign any papers, or accept any money, you should consult with a knowledgeable attorney who has experience handling claims that involve motor vehicle accidents. I am an injury attorney in San Jose you can rely on to assess your accident and the circumstances involved, making sure you get the best settlement or award possible.

Seek knowledgeable representation from San Jose personal injury lawyer Robert Kopelson

I possess the background and legal skill to take on insurance companies with confidence, helping my clients receive full compensation for their damages. Free consultations, representation on a contingency-fee basis, convenient evening appointments, and home and hospital visits are available. Contact the Law Office of Robert B. Kopelson today at 408.293.4000 or through my online form.

My office is conveniently located in downtown San Jose, serving clients throughout Santa Clara County, the San Francisco Bay Area, and the State of California.